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5 Job Positions at Development Bank of Rwanda (BRD): (Deadline 12 December 2025)

Officer, Guarantee Monitoring at Development Bank of Rwanda (BRD): (Deadline 12 December 2025)

VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.

The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.

To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:

• Availing transformational finance.
• Increasing green financing for a resilient future.
• Driving scale and impact.
• Fostering innovation and technology.

To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.

BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.

To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following positions:

OFFICER, GUARANTEE MONITORING (1)

1. Background Information
Job Title: Officer, Credit Guarantee Monitoring
Department: Credit Guarantee
Reports to: Manager, Credit Guarantee Risk
2. Contract Terms: Fixed Contract (one year renewable)
3. Purpose of the Job:
The Monitoring Officer is responsible for the day-to-day monitoring of guaranteed loan portfolios across Participating Financial Institutions (PFIs), ensuring accuracy of reports, compliance with Guarantee Framework Agreements (GFAs), and timely validation of performance data, arrears, claims, and recoveries. This should be done through maintaining strong data integrity, identifying early warning signals, validating supporting documents for claims, tracking recovery actions, and ensuring adherence to the operational manual and guarantee procedures. The Monitoring Officer plays a key role in safeguarding the quality of the portfolio, improving PFI reporting discipline, and supporting the overall performance management of the guarantee schemes.
4. Key Responsibilities:
Review PFI periodic reports on loan performance, arrears evolution, recoveries, and outstanding guaranteed exposure. Validate the accuracy, completeness, and compliance of submitted data with guarantee terms and GFA requirements. Identify data anomalies, reporting gaps, or inconsistent trends and follow up with PFIs for clarification or correction. Track portfolio performance indicators, including PAR ratios, concentration metrics, and early warning signs. Verify arrears status, repayment history, and PFI recovery actions prior to claim submission. Track post-claim recoveries and ensure recoveries are shared according to guarantee risk sharing. Maintain updated recovery tracking sheets and communicate recovery status to the Team Lead. Review PFI compliance with reporting obligations and GFA terms, escalating repeated non-compliance to the Team Lead. Enter and update portfolio data in the MIS, ensuring accuracy, completeness, and timely reconciliation. Maintain detailed monitoring logs, data validation trackers, and supporting documentation. Update the status of guarantee fee invoices and follow up on unpaid or overdue payments. Collaborate with Operations, Transactions, Risk, Finance, and MIS teams to support coordinated monitoring activities. Support continuous improvement efforts by contributing to the refinement of monitoring tools, templates, and workflows. Carry out any additional duties assigned by the Team Lead or Management to strengthen the monitoring function.
5. Performance Indicators
The performance of the Monitoring Officer will be evaluated based on the accuracy, completeness, and timeliness of monitoring activities, particularly the quality of validated portfolio data, reports, and MIS entries. Strong emphasis will be placed on the officer’s ability to identify emerging risks, ensure consistent data integrity, and support claim validation and recovery tracking with high levels of precision and reliability. In addition, performance will be assessed through effective engagement with PFIs, timely follow-ups on reporting or compliance gaps, and constructive collaboration with internal teams. The Monitoring Officer’s contribution to dashboards, monitoring reports, and continuous process improvements, as well as their professionalism in communication and stakeholder coordination, will form a key part of the evaluation.
7. Professional, academic qualifications and experience
Bachelor’s degree in finance, economics, business administration, banking, statistics, or a related field. At least 3 years of experience in credit monitoring, portfolio analysis, financial reporting, or banking operations, preferably within a financial institution or guarantee scheme. Strong understanding of credit risk concepts, arrears analysis, NPL management, and portfolio monitoring indicators. Experience working with large datasets, with strong Excel skills; knowledge of MIS or digital reporting systems is an added advantage. Strong analytical and problem-solving skills with high attention to detail and data accuracy. Solid communication and report-writing skills, with ability to engage effectively with PFIs and internal teams. Ability to work independently, meet reporting deadlines, and follow structured monitoring workflows. Strong integrity, discipline, and commitment to maintaining accurate and reliable portfolio records.

Application Guidelines:

Interested candidates should apply online (https://www.brd.rw/careers/) and upload application documents including Curriculum Vitae, copies of degree certificates and professional certificates, motivation letter, names of three previous supervisors (as one document) as well as their emails and telephone.

Only online applications shall be considered.

Email-only for inquiries (not application): recruitment@brd.rw

Address all applications to the Director, People, Culture and Corporate Services of BRD.

Deadline for application: December 19, 2025.

The employment package is highly competitive and attractive.

Only Candidates with the right qualifications and relevant experience shall be shortlisted and contacted for Interviews. 

Done in Kigali, Monday December 9, 2025.

CLICK HERE TO READ MORE AND APPLY

Officer, Guarantee Operations at Development Bank of Rwanda (BRD): (Deadline 12 December 2025)

VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.

The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.

To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:

• Availing transformational finance.
• Increasing green financing for a resilient future.
• Driving scale and impact.
• Fostering innovation and technology.

To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.

BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.

To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following positions:

OFFICER, GUARANTEE OPERATIONS (3)

Background Information
Job Title: Credit Guarantee FacilityOperation Officer
Department: Credit Guarantee
Reports to: Manager, GuaranteeOperations
Contract Terms: Open Ended
Purpose of the Job:
The Credit Guarantee Operations Officer drives the uptake and utilization of credit guarantees by Participating Financial Institutions (PFIs) including commercial banks, MFIs, and SACCOs through proactive engagement, capacity building, and support. The Officer ensures smooth onboarding, usage, and performance of guarantee products by leading the PFIs due diligence, guarantee issuance, portfolio monitoring, claims management, and compliance. The role contributes to the effective and sustainable provision of Credit Guarantee department, fosters strong relationships with PFIs, and upholds operational and risk integrity in alignment with BRD’s policies, risk management framework, and strategic goals.
Key Responsibilities:
Identify, engage, and onboard eligible PFIs to participate in the Credit Guarantee Facility . Conduct operational due diligence on Participating Financial Institutions (PFIs), focusing on procedural compliance of the Credit Guarantee Facility. Coordinate the signing and renewal of Guarantee Framework Agreements (GFAs) and Support PFIs in understanding of the Credit Guarantee Facility, eligibility criteria, and claim procedures. Ensure accurate and up-to-date record-keeping of Credit Guarantee Facility-related documents and data within the Credit Guarantee management system. Prepare Credit Guarantee issuance requests, focusing on the completeness and accuracy of documentation. Maintain regular communication with PFIs to collect operational reports, monitor compliance with the Credit Guarantee terms, and provide operational support. Carry out claims processing, focusing on the validation of documentation and compliance with the Credit Guarantee claims procedures. Support the development and maintenance of operational procedures, guidelines, and training materials to promote best practices in credit guarantee operations. Provide operational support to ensure the effective implementation of Credit Guarantee Facility, focusing on procedural aspects. Prepare operational reports to inform managements/ Credit guarantee committee decision-making Work closely with PFIs to ensure the submission of timely, complete and accurate periodic reports. Support in carrying out the Credit Guarantee Facility regular portfolio monitoring activities and audits. Develop and manage relationships with PFIs to ensure their risk-sharing needs are met and that the Credit Guarantee is utilized. Continuously maintain a strong market intelligence that informs Credit Guarantee Project’s strategy and business decisions. Perform other related and unrelated duties based on the department’s and/or organization’s needs
Performance Indicators
The performance of the Operations Officer will be assessed and based on key performance indicators related to business volumes, revenue from Credit Guarantee operations, PFI satisfaction (through regular surveys and adherence to agreed turnaround times) and other financial outcomes.
Professional, academic qualifications and experience
A bachelor’s or master’s degree in finance, economics, business administration, or a related field. At least three years of progressive experience within the financial services sector in Rwanda. In-depth and up-to-date knowledge of the Rwandan banking and MSME finance sector including Rwandan banking regulations. Demonstrable Strong analytical, organizational, and relationship management skills. Strong financial analysis skills. Strong written and verbal communication skills and ability to engage with diverse stakeholders. Sound understanding of credit processes, risk mitigation, and financial institution operations.

Application Guidelines:

 Interested candidates should apply online (https://www.brd.rw/careers/) and upload application documents including Curriculum Vitae, copies of degree certificates and professional certificates, motivation letter, names of three previous supervisors (as one document) as well as their emails and telephone.

Only online applications shall be considered.

Email-only for inquiries (not application): recruitment@brd.rw

Address all applications to the Director, People, Culture and Corporate Services of BRD.

Deadline for application: December 19, 2025.

The employment package is highly competitive and attractive.

Only Candidates with the right qualifications and relevant experience shall be shortlisted and contacted for Interviews. 

Done in Kigali, Monday December 9, 2025.

CLICK HERE TO READ MORE AND APPLY

Team Lead, Guarantee Monitoring at Development Bank of Rwanda (BRD): (Deadline 12 December 2025)

VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.

The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.

To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:

• Availing transformational finance.
• Increasing green financing for a resilient future.
• Driving scale and impact.
• Fostering innovation and technology.

To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.

BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.

To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following positions:

TEAM LEAD, GUARANTEE MONITORING (1)

1. Background Information
Job Title: Team Lead, Credit Guarantee Monitoring
Department: Credit Guarantee
Reports to: Manager, Credit Guarantee Risk
2. Contract Terms: Fixed Contract (one year renewable)
3. Purpose of the Job:
The Team Lead, Guarantee Monitoring is responsible for providing strategic oversight of the monitoring and performance management of all guarantee schemes under the Credit Guarantee Unit. The role ensures that guarantee operations are implemented in line with approved frameworks, risk appetite, and regulatory requirements by overseeing portfolio performance tracking, risk matrix updates, claim validation, recovery follow-up, and adherence to monitoring standards across PFIs. The Team Lead will lead the continuous review of guarantee-backed portfolios, identify emerging risks, validate data integrity, monitor compliance with GFAs and operational manuals, and ensure timely reporting to management and funders. This includes supervising the transition and integration of legacy BDF portfolios, strengthening monitoring tools and templates, and ensuring consistent application of best practices across schemes.
4. Key Responsibilities:
Oversee monitoring of all guarantee schemes, including portfolio performance, arrears, NPL trends, and recoveries. Ensure accuracy and integrity of monitoring data through continuous validation and reconciliation. Update and maintain the guarantee risk matrix and monitor adherence to exposure limits and eligibility criteria. Review claim submissions, verify documentation, and follow up on recovery efforts with PFIs. Monitor PFI compliance with GFAs, reporting obligations, and guarantee procedures. Lead the integration and ongoing monitoring of the legacy BDF portfolio. Prepare monitoring dashboards, performance reports, and analytical briefs for management and funders. Strengthen monitoring templates, tools, and workflows to improve quality and consistency. Engage PFIs through periodic reviews, capacity building, and follow-up to enhance portfolio quality and reporting. Monitor guarantee fees, invoice processes, and ensure timely billing, reconciliation, and follow-up with PFIs on outstanding payments. Collaborate closely with Risk, Operations, Finance, and MIS teams to support coordinated monitoring activities. Undertake any additional responsibilities assigned by management to support the integration process and continuous improvement of the Guarantee Monitoring function.
5. Performance Indicators
The performance of the Team Lead, Guarantee Monitoring, will be assessed based on the effective oversight and coordination of monitoring activities across all guarantee schemes, ensuring high-quality portfolio performance tracking and adherence to risk management standards. Key indicators include the accuracy, completeness, and timeliness of portfolio monitoring reports; proactive identification and escalation of emerging risks; and the ability to provide data-driven insights that support decision-making at departmental and management levels. Performance will also be measured by the quality of engagement with PFIs, the leadership provided in integrating and monitoring the legacy BDF portfolio, the effectiveness of claim and recovery validation processes, and the robustness of updates to the risk matrix and monitoring tools. Additional emphasis will be placed on maintaining strong data integrity across systems, ensuring timely reconciliation of fees and invoices, supporting process improvements, and fostering cross-functional collaboration with Risk, Operations, Finance, and MIS teams to strengthen the overall monitoring framework.
6. Professional, academic qualifications and experience
A bachelor’s or master’s degree in finance, economics, business administration, or a related field. Minimum of 5 years of progressive experience in credit risk management, portfolio monitoring, financial analysis, or banking operations, within a financial institution or guarantee scheme. Advanced understanding of credit assessment frameworks, portfolio performance indicators, early warning systems, and guarantee scheme operations preferably. Strong expertise in risk management, including exposure analysis, concentration risk, arrears tracking, NPL management, claims assessment, and recovery follow-up. Demonstrated experience in managing and analyzing large datasets, with excellent financial modelling and advanced Excel skills; knowledge of MIS systems or digital monitoring tools is an added advantage. Proven ability to lead and coordinate portfolio monitoring processes, including supervising junior staff, guiding monitoring workflows, and supporting cross-functional alignment. Strong problem-solving and analytical capabilities with the ability to interpret complex portfolio trends and provide actionable insights. Experience in developing monitoring templates, and risk registers. Excellent communication, stakeholder engagement, and report-writing skills, with ability to interface effectively with PFIs, internal teams, and external partners. Proven ability to work independently and manage multiple priorities, ensuring accuracy, timeliness, and adherence to monitoring standards.

Application Guidelines:

 Interested candidates should apply online (https://www.brd.rw/careers/) and upload application documents including Curriculum Vitae, copies of degree certificates and professional certificates, motivation letter, names of three previous supervisors (as one document) as well as their emails and telephone.

Only online applications shall be considered.

Email-only for inquiries (not application): recruitment@brd.rw

Address all applications to the Director, People, Culture and Corporate Services of BRD.

Deadline for application: December 19, 2025.

The employment package is highly competitive and attractive.

Only Candidates with the right qualifications and relevant experience shall be shortlisted and contacted for Interviews. 

Done in Kigali, Monday December 9, 2025.

CLICK HERE TO READ MORE AND APPLY

Officer, Guarantee Risk at Development Bank of Rwanda (BRD): (Deadline 12 December 2025)

VACANCY ANNOUNCEMENT

The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.

The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.

To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:

• Availing transformational finance.
• Increasing green financing for a resilient future.
• Driving scale and impact.
• Fostering innovation and technology.

To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.

BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.

To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following positions:

OFFICER, GUARANTEE RISK (1)

Background Information
Job Title: Officer, Guarantee Risk,
Department: Credit Guarantee
Reports to: Manager, Credit Guarantee Risk
Contract Terms: Open Ended
Purpose of the Job:
The Risk Officer will be responsible for supporting BRD Guarantee instrument’s risk management function, implementing BRD’s risk management framework through day-to-day risk assessment, analysis, reporting, and control and monitoring activities. This role is critical in managing and mitigating the credit risks (individual and portfolio) associated with the Guarantee instrument’s operations, enabling it to meet its objective of strengthening MSMEs in Rwanda through increased access to finance.
Key Responsibilities:
Support due diligence and risk assessment of Participating Financial Institutions (PFIs) under BRD’ Credit Guarantee. Conduct risk reviews of guarantee applications, renewals, and rescheduling requests in line with BRD policies. Appraise guarantee claim submissions and provide recommendations based on compliance with guarantee terms. Monitor Credit Guarantee portfolio performance, identify early warning signals, and follow up on high-risk accounts. Maintain risk monitoring tools and ensure accurate risk data in the MIS. Conduct risk-based monitoring activities, including periodic portfolio reviews and onsite/offsite PFI assessments. Prepare risk reports and portfolio analysis updates for management decision-making. Ensure compliance with internal risk policies, guarantee guidelines, and regulatory standards. Recommend improvements to Credit Guarantee department risk processes, tools, and controls. Carry on any other assignment delegated by the line managers or the Management of the Bank
Performance Indicators
The performance of the Credit Guarantee Risk Officer will be assessed based on key performance indicators related to BRD’s adherence to set risk limits and its risk management framework, as well as the quality of the Portfolio and timeliness of their support to the Credit Guarantee Risk Manager and operations team, and among other financial indicators.
Professional, academic qualifications and experience
A bachelor’s or master’s degree in finance, economics, business administration, or a related field. At least Three years of experience in credit risk management, enterprise risk, portfolio analysis, or lending operations within a financial institution or guarantee scheme. Strong knowledge of credit assessment, portfolio monitoring, and early warning systems. In-depth and up-to-date knowledge of the Rwandan banking and (M)SME finance sector, including Rwandan banking regulations. Strong problem-solving skills to identify and address credit-related issues effectively. Excellent analytical and financial modelling skills with advanced Excel proficiency. Strong people management skills. A strong understanding of compliance, as well as knowledge of KYC (Know Your Customer), AML (Anti-Money Laundering), and CFT (Combating the Financing of Terrorism) procedures, laws, and regulations, is highly advantageous. Experience in conducting training, developing credit manuals, and portfolio reporting is desirable. Strong written and verbal communication skills and ability to engage with diverse stakeholders. Excellent communication and interpersonal skills to effectively engage with stakeholders. Ability to conduct thorough analyses and ensure accuracy in credit assessments.

Application Guidelines:

 Interested candidates should apply online (https://www.brd.rw/careers/) and upload application documents including Curriculum Vitae, copies of degree certificates and professional certificates, motivation letter, names of three previous supervisors (as one document) as well as their emails and telephone.

Only online applications shall be considered.

Email-only for inquiries (not application): recruitment@brd.rw

Address all applications to the Director, People, Culture and Corporate Services of BRD.

Deadline for application: December 19, 2025.

The employment package is highly competitive and attractive.

Only Candidates with the right qualifications and relevant experience shall be shortlisted and contacted for Interviews. 

Done in Kigali, Monday December 9, 2025.

CLICK HERE TO READ MORE AND APPLY

 

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