Car Loan Expert Credit Analysis (Hire Purchase)
About the role
ABANG USEDCAR SDN. BHD. is seeking a Car Loan Expert Credit Analysis (Hire Purchase) to join our team in Puchong, Selangor. This is a full-time position that will play a crucial role in our Credit department, responsible for analysing and approving car loan applications for our used car sales business.
What you'll be doing
Reviewing and assessing car loan applications from customers, including evaluating their credit history, income, and affordability
Conducting thorough credit analyses to determine the creditworthiness of applicants and make informed lending decisions
Negotiating and finalising loan terms and conditions with customers, ensuring they align with the company's policies and industry regulations
Maintaining accurate and up-to-date records of all loan applications and approvals
Collaborating with other departments, such as Sales and Accounts, to ensure a seamless loan application process for customers
Staying up-to-date with changes in lending regulations and best practices within the Credit industry
Must have experience in banking line and know the workflow well enough
What we're looking for
Minimum of 3 years of experience in credit analysis or a similar role within the Banking and Financial Services industry, preferably in the area of Hire Purchase or Car Loans
Strong understanding of credit assessment principles, risk management, and lending regulations
Excellent analytical and problem-solving skills, with the ability to make sound financial decisions
Proficient in using relevant financial software and tools for credit analysis and application processing
Strong communication and negotiation skills, with the ability to explain complex financial information to customers
A keen eye for detail and a commitment to maintaining accurate records and reporting
What we offer
At ABANG USEDCAR SDN. BHD., we offer a competitive salary, attractive benefits, and opportunities for career development. Our team-oriented culture and focus on work-life balance make us an employer of choice in the industry.
If you possess the required skills and experience, we encourage you to apply for this exciting opportunity. Please click the "Apply now" button to submit your application.
Employer questions
- What's your expected monthly basic salary?
- Which of the following types of qualifications do you have?
- How many years' experience do you have as a Loan Specialist?
- Do you have experience in a sales role?
- Are you available to work public holidays?
- How many years' experience do you have as a Document Analyst?
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