2 Job Positions at Money Tap Ltd: (Deadline 10 December
2025)
Credit and Recovery Officer at Money Tap Ltd: (Deadline
10 December 2025)
Money Tap Ltd, is a company duly registered in the
office of the Registrar General licensed by National Bank of Rwanda to operate
as Non-deposit Finance Institution in Rwanda. We are committed to offering
accessible, transparent, and innovative financial solutions that empower
individuals and businesses to grow and achieve their financial goals.
We are currently inviting applications for the position of
the Credit and Recovery Officer who is responsible for
assessing the creditworthiness of clients by analyzing financial and
non-financial information, evaluating collateral, and ensuring that loan
applications comply with internal credit policies and procedures. The officer
supports the entire credit process, from application review to loan
disbursement follow-up, and contributes to maintaining a high-quality loan
portfolio. He/she is also responsible for identifying, reviewing and recovering
or restructuring/restoring to performance non-performing debts and making
appropriate recommendations to avoid such situations arising in the future in
order to mitigate credit risks.
Job Title: Credit and Recovery Officer
Reports to: Credit and Operations Manager
Position Type: Full time
Duties and Responsibilities:
- Receive,
review, and analyze credit applications for accuracy, completeness, and
compliance with internal guidelines.
- Analyze
financial statements, credit reports, and other relevant data to assess
risk and repayment capacity.
- Determine
the level of credit risk and recommend appropriate loan conditions.
- Conduct
client visits and inspect proposed collateral before presenting
recommendations.
- Approve
or reject loan applications in line with the credit policy.
- Calculate
and propose loan interest rates and negotiate terms with clients.
- Provide
clients with clear, transparent, and relevant information on products,
services, fees, terms, and conditions.
- Ensure
all loans comply with regulatory and internal procedures.
- Ensure
ethical conduct by treating clients with respect, honesty, and integrity.
- Monitor
loan repayments, identify potential bad debts, and recommend corrective
actions.
- Conduct
periodic reviews of existing customer accounts to manage risk and optimize
portfolio performance.
- Present
credit files and recommendations to the credit committee.
- Maintain
accurate records and produce periodic reports on credit activities and
portfolio performance.
- Implement
and adhere to institutional credit policies and procedures
- Ensure
clients receive clear, accurate, and relevant information about products,
services, fees, terms, and conditions.
- Initiate
and develop restructuring and recovery strategies towards reduction of
non-performing loans levels as targeted by Company’s management.
- Contribute
to the Company’s profit through writebacks
- Ensure
compliance with company credit policies, regulatory requirements and best
practices in carrying out recovery actions with a view to minimizing
credit risks
- Work
closely with all Company’s appointed external agencies (debt collectors,
appointed receivers, court bailiffs, lawyers etc…) and other third-party
vendors
- Collaborate
with the company’s lawyers for efficient and effective resolution of
matters in court.
- Assist
Credit and Operations Manager to prepare statutory and regulatory reports
required by the Company
- Give
recommendations to Credit and Operations Manager on issues of debt
recovery including disposal of securities, litigation, restructuring,
final settlement, write-offs and write-downs for approval.
- Provide
professional business support to the Credit and Operations Manager to
resolve challenges faced by stressed clients
- Enhance
the Company’s overall image through improved relations with bad debtors
and ensure customers are satisfied through timely responses to issues.
- Perform
other tasks reasonably required by Credit and Operations Manager or
Managing Director within the framework of this job description
Qualifications & Experience required
- Bachelor’s
degree in accounting, Finance, Business Administration, Economics, or
related field.
- At
least 2 years’ experience in credit administration in Financial Sector.
- Knowledge
of microfinance products, procedures, and regulations.
- Enough
skills in credit risk assessment, financial analysis, and modeling.
- understanding
of Rwanda’s banking regulations and non-deposit taking financial
institutions
- Strong
planning, organizational, and attention-to-detail skills.
- Excellent
communication, interpersonal, and client management abilities.
- High
integrity, ethical judgment, and discretion with sensitive information.
- Fluent
in spoken and written Kinyarwanda and English; knowledge of French is an
advantage.
How to apply
All interested and qualified candidates are invited to
submit their applications with a cover letter (indicating their motivation,
suitability, knowledge and experience), Curriculum Vitae, copies of their
academic, professional and training certificates and copies of identity cards
or passports in one Pdf document to mt@moneytap.rw
not later than Friday, 10/12/ 2025 at 18h:00.
NB:
Only short-listed candidates will be contacted
Tel :0788235147
Done at Kigali, 25 November 2025.
Credit and Operations Manager at Money Tap Ltd: (Deadline
10 December 2025)
Money Tap Ltd, is a company duly registered in the
office of the Registrar General licensed by National Bank of Rwanda to operate
as Non-deposit Finance Institution in Rwanda. We are committed to offering
accessible, transparent, and innovative financial solutions that empower
individuals and businesses to grow and achieve their financial goals.
We are currently inviting applications for the position of
the Credit and Operations Manager whowill oversee the
lending and operational functions of Money Tap Ltd. This role involves
supervising Loan Officers and the Administrative Assistant, approving loan
applications, preparing regulatory reports for the National Bank of Rwanda, and
managing all other operational and managerial responsibilities of the company.
Job Title: Credit and Operations Manager
Reports to: Managing Director
Position Type: Full time
Duties and Responsibilities:
- Loan
approval: Review and approve loan applications within delegated
authority, ensuring compliance with credit policies.
- Regulatory
reporting: Prepare and submit accurate and timely reports
required by the National Bank of Rwanda.
- Operations
management: Oversee daily operations, including loan processing,
client services, and administrative functions.
- Compliance: Ensure
adherence to Rwanda’s financial regulations governing banks and
non-deposit taking institutions.
- Strategic
support: Assist the Managing Director in implementing business
strategies and operational improvements.
- Risk
management: Monitor loan portfolio performance and implement
measures to mitigate credit and operational risks.
- Supervision: Manage
and mentor Loan Officers and the Administrative Assistant, ensuring
performance standards are met.
- Stakeholder
engagement: Maintain strong relationships with clients,
regulators, and partners to enhance the company’s reputation.
- Reporting: Provide
regular updates on operational and financial performance to the Managing
Director.
- Other
duties: Perform other tasks reasonably required by Managing Director
within the framework of the company’s scope of work
Qualifications
- Education: Bachelor’s
degree in Finance, Accounting, Economics, Business Administration, or
related field. Master’s degree is an advantage.
- Experience: Minimum
of 3 years in credit management, operations, or financial services, with
at least 1 years in a managerial role.
- Knowledge: Strong
understanding of Rwanda’s banking regulations and non-deposit taking
financial institutions.
- Skills: Leadership,
analytical thinking, decision-making, and excellent communication skills.
- Technology: Proficiency
in MS Office and loan/operations management systems.
- Language: Fluency
in English and Kinyarwanda; French is an added advantage.
How to apply
All interested and qualified candidates are invited to
submit their applications with a cover letter (indicating their motivation,
suitability, knowledge and experience), Curriculum Vitae, copies of their
academic, professional and training certificates and copies of identity cards
or passports in one Pdf document to mt@moneytap.rw
not later than Friday, 10/12/ 2025 at 18h:00.
NB:
Only short-listed candidates will be contacted
Tel :0788235147
Done at Kigali, 25 November 2025.
CLICK
HERE TO JOIN AFROCAREERS.COM WHATSAPP CHANNEL
Post a Comment